When you’re injured in a traumatic accident, claiming your rights may seem like an impossible challenge. Where do you even begin? How can you possibly manage to take on such a huge and complex organization as the insurance company? So, if you want to know more, here is what you can do.
1. Get a personal injury attorney
Before you do anything, you need to hire a personal injury attorney. This person will give you your best chance at winning your case and getting the money that you deserve to help with everything from hospital bills to lost income. These attorneys have the ability to take on an insurance company all by themselves, which means that they can pretty much guarantee that they’ll fight for what’s right – and win. You can get an attorney depending on your location, so if you live in Louisiana, you can look for a personal injury attorney in Baton Rouge to help you. Them being closer will make it more convenient for them to handle your case. Plus, they’ll have the advice and knowledge on everything you need to know about your accident.
2. File a lawsuit
After hiring an attorney, the next step is to file a lawsuit against the insurance company. You’ll probably have to file a lawsuit against more than just the insurance company. For example, you might need to take legal action against the people who were actually at fault for your accident. When you do this, it can be very helpful because it allows you to get all the compensation that you deserve. This is why doing everything by yourself when you’re injured in a traumatic accident can be incredibly difficult because there are so many legal aspects that must be covered in order to reach a successful conclusion.
3. Gathering evidence
The evidence is very important in getting the compensation that you deserve. For example, if you were in a car accident, it may be in your best interest to get copies of all the police reports related to the case. Also, call 911 and ask for recordings of what was said during the time of your accident. You’ll also want pictures of all injuries sustained, as well as pictures of the damage done to your vehicle before any repairs are made. This is just some evidence that can help greatly when filing a lawsuit against an insurance company because it could prove negligence on behalf of another party or show how bad things really are for you.
4. Be patient
One thing to keep in mind throughout this whole process is that it’s going to take some time. For example, you might need up to five years in order to get the money that you deserve. This can be very frustrating because there are probably things that you’re going to want right away in order to cover medical bills or living expenses. However, it’s important that you don’t do this, or otherwise, your compensation could end up being much lower than what it should be. Instead, just keep your attorney informed of everything, so they know how to handle the case. With their help and expertise, everything should work out for the best in the long run!
5. Work with the insurance company
At some point, you’re going to have to work with a representative from the insurance company. Keep in mind that this person has the ability to cut you a check for an amount of money that they deem fair. Now, it’s not necessarily the amount that you think is fair, but still, you might consider letting them know what matters most to you, so they can try their best to work with your needs. For example, if you have medical bills, then perhaps asking for restitution will be the best thing here. On the other hand, if you lost income because of how long it took for your case to get through court, then maybe ask about getting some back pay instead. By working with the insurance company, there are many possibilities when it comes to compensation.
6. Don’t settle for the first offer
If you and the insurance company can’t come up with an agreement, there’s a good chance that they’ll turn around and try to settle with you. Now, this doesn’t necessarily mean that it has to be something fair but rather just somewhere in the middle. For example, if they’re offering $5,000 then potentially asking for $10,000 will help even things out. You can also consider asking them for money to cover your legal fees as well as any other expenses related to your accident because those could certainly add up over time! Therefore, make sure not to accept anything too quickly without at least consulting with an attorney first.
To conclude, it can be extremely difficult to win a lawsuit against another party when you’re injured in a traumatic accident. However, with the right help and guidance, you’ll be able to get the compensation that you deserve along with having your expenses covered. This is the main reason why it’s extremely important to seek help from an attorney because you can really benefit from their expertise. Good luck!